13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States. - Hero Image
13
B Hummingbird Circle
Adirondack | New York

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Is Heritage

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Maria Barr
Maria Barr
Presented At
$679,000
Bedrooms
4
Bathrooms
4
Living
1,620
SQFT
Fireplace
Office
Washer Dryer
Walk In Closet
Garage
Garden
Balcony
Playground
Beachfront
Mountain View
13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States. - Photo 1
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13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States. , Adirondack , New York 12808

13 B Hummingbird Circle, Horicon , Ny 12808

Schroon Lake’s popular Adirondack Lodges are the perfect place to relax a& unwind. With over 2400 square feet of living area, this townhouse features 4 bedrooms, 3.5 bathrooms, a deeded harbor dock slip & coveted garage. Perfect for year-round or seasonal enjoyment, As a bonus, the HOA takes care of all exterior maintenance. Enjoy a bright open layout with living room, dining, and kitchen that opens to a double deck with lake & mountain views. The main level features a primary en suite and powder room. Upstairs you will find 2 bedrooms (one with Juliet balcony), an office, den, and full bath. The walk-out lower level has a large family room with fireplace, bedroom, & full bath. Community amenities include: sandy beach, tennis, basketball, picnic and BBQ area, playground and volleyball.

Property

3D Street View Tour

Map showing 13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States.

Property Location

13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States., Adirondack New York

Local Weather & Climate

Adirondack, New York

Current Conditions Updated recently
30 °F
Light snow
Feels Like 20°F
Humidity 92%
Wind 13 mph
Visibility 6.2 mi
Sunrise 11:09 AM
Sunset 10:59 PM
5-Day Forecast
Sat 14 Mar
Clouds
High 37°
Low 30°
Sun 15 Mar
Clouds
High 36°
Low 20°
Mon 16 Mar
Clouds
High 40°
Low 33°
Tue 17 Mar
Clouds
High 55°
Low 18°
Wed 18 Mar
Clouds
High 31°
Low 14°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Adirondack?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

$
%
$100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (United States)
$0 Est. First Year Interest Deduction
$0 Est. Annual Tax Savings
*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Ultra Luxury 125.0× median

Our perspective on current market conditions in Adirondack. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market
Balanced conditions. Negotiate wisely.
50
Buyer Score

Local Market Price Trends

Median home sale prices in Adirondack, New York — ZIP code 12808 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $67,900,000
Area median: $543,090

Market Competition

Future Value & Wealth Building

Starting investment: $679,000 20% down ($135,800)

26.6 years
Double Your Investment
Based on current market trends, your property value could double
$415,040
10-Year Equity
Your potential equity after 10 years of payments and appreciation
$3,614
Monthly Investment
Estimated monthly mortgage payment (principal & interest)
$1,484,034
30-Year Wealth Potential
Total equity after full mortgage payoff with market appreciation
3.1x
Leverage Power
Your $135,800 down payment could grow to $415,040 in equity (10 yrs)
Investment Perspective
$ $ $
$1 → $1.30
Every dollar invested today could become $1.30 in 10 years
$100 → 130 $1,000 → $1,298
+$49
$49/day
Your home may appreciate while you sleep
$345/week $1,494/mo $17,930/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$249K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -4% advantage over stocks
RENT 💸 -$374K
vs
OWN 📈 +$415K
$415K Potential Equity
vs $374K lost to rent over 10 years
$136K Down Payment Growth
3.1x
10yr
$415K
6.1x
20yr
$832K
10.9x
30yr
$1.5M
Wealth Comparison
×4
Equivalent to 4 average US homes
top 10%
US household wealth ranking
Median: $193K Yours: $1.5M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
16.2
years
Optimistic
4.38% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $800K +18%
Market $881K +30%
Optimistic $1.0M +53%
$415K est. equity
20 Years
Conservative $942K +39%
Market $1.1M +68%
Optimistic $1.6M +136%
$832K est. equity
30 Years
Conservative $1.1M +63%
Market $1.5M +119%
Optimistic $2.5M +261%
$1.5M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average
4.27 %
1967 – 2024
57 years of U.S. home price data
Recent Decade Average
6.5 %
2014 – 2024
Post-recovery bull market
Historical Norm
Current 3.5% appreciation is in line with historical norms. Conservative projections are well-grounded.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2.6%. Market scenario reflects current 3.5% YoY trend from Zillow (Dec 2023). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Dec 2023

Neighborhood Demographics

ZIP 12808 • 2022 ACS Data

201 Population
Median Age: 62.0
$127,885 Median Income
High
$282,800 Median Home Value
38.1% College Graduates
Above Average

Housing

Homeowners 20.9%
Renters 0.6%
Vacancy Rate 78.5%

Employment

3.9% Unemployment
10.0% Work From Home

Education Attainment (Age 25+)

High School+ 93.9%
Bachelor's+ 38.1%
Graduate+ 20.8%
Data from U.S. Census Bureau American Community Survey 2022

Frequently Asked Questions

Common questions about this property

This house at 13 B Hummingbird Circle , Horicon, NY 12808, Adirondack, New York, United States features 4 bedrooms with 1,620 square feet of living space.
This property offers 1,620 square feet of living space.
This property is listed at $67,900,000, which equals $41914 per square foot.
In Adirondack, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.
Based on current market indicators, Adirondack shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a house located in Adirondack, New York. The property is situated in an established neighborhood with convenient access to local amenities and services.
Maria Barr

Maria Barr

Four Seasons Sotheby's International Realty

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Brooke Clark

Brooke Clark

Four Seasons Sotheby's International Realty

License #10301217922

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